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      <image:title>Apply</image:title>
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  <url>
    <loc>https://taurusmortgages.com/new-page</loc>
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  <url>
    <loc>https://taurusmortgages.com/contact</loc>
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    <image:image>
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      <image:title>Contact</image:title>
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  </url>
  <url>
    <loc>https://taurusmortgages.com/why-choose-taurus</loc>
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    <lastmod>2017-04-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58ff81093e00bea8e747f6ac/1493375684614-QHVFB9TGCP2QSW2YMHVJ/help01.jpg</image:loc>
      <image:title>Why Choose Taurus</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58ff81093e00bea8e747f6ac/1493372459292-R2IIO8TXHCWNS3HMUFWC/image-asset.jpeg</image:loc>
      <image:title>Why Choose Taurus</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58ff81093e00bea8e747f6ac/1493375708225-O7D5J8UPW2PBLSV3Y3D8/image-asset.jpeg</image:loc>
      <image:title>Why Choose Taurus</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58ff81093e00bea8e747f6ac/1493375733754-ZHBTMLSQ0P1VWVKJS6PF/image-asset.jpeg</image:loc>
      <image:title>Why Choose Taurus</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58ff81093e00bea8e747f6ac/1493375747252-WQY9EA93PI9VWB01UNPP/image-asset.jpeg</image:loc>
      <image:title>Why Choose Taurus</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58ff81093e00bea8e747f6ac/1493375669368-FUPNAS2KNPMOHP6K5SZV/image-asset.jpeg</image:loc>
      <image:title>Why Choose Taurus</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58ff81093e00bea8e747f6ac/1493355315260-QI49RL7C4400UIMT3LD5/town_n_country_summer_high.jpg</image:loc>
      <image:title>Why Choose Taurus</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://taurusmortgages.com/refinancing-your-mortgage</loc>
    <changefreq>daily</changefreq>
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    <lastmod>2017-04-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58ff81093e00bea8e747f6ac/1493374463332-G2JI11YX84Q562AHKIHG/equity_graph.gif</image:loc>
      <image:title>Refinancing your mortgage - This is</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58ff81093e00bea8e747f6ac/1493388087093-2GVC9IKR1MWJG6XIPZP0/image-asset.jpeg</image:loc>
      <image:title>Refinancing your mortgage</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58ff81093e00bea8e747f6ac/1493370610866-MPL9LC0POOOKXRC48L8F/town_n_country_summer_high.jpg</image:loc>
      <image:title>Refinancing your mortgage</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://taurusmortgages.com/buying-a-new-home</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2017-04-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58ff81093e00bea8e747f6ac/1493376325893-TUTSKB3USJPGNISZ0SES/image-asset.png</image:loc>
      <image:title>Buying a new home - Interest Adjustments</image:title>
      <image:caption>From the date your mortgage is advanced (the day you become the home owner) until the day you make your first mortgage payment, you will owe the interest incurred in that time period (depending on how many days, it can range from $50 to $1,000).</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58ff81093e00bea8e747f6ac/1493376286345-FIK731SR8S57XON880G7/image-asset.png</image:loc>
      <image:title>Buying a new home - Legal Fees</image:title>
      <image:caption>Your lawyer will review and finalize your mortgage documents, Offer to Purchase agreement, search title registration, and have you sign final papers to take ownership of the home (range from $500 to $2,500).</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58ff81093e00bea8e747f6ac/1493376296037-73J3BV7QYT125TTZMIBZ/image-asset.png</image:loc>
      <image:title>Buying a new home - Home Inspection</image:title>
      <image:caption>Used to identify potential issues with the property you are about to purchase, and is done prior to finalizing your Offer to Purchase. Not mandatory, but a good idea to protect your investment and give you peace of mind (ranges from $150 to $400)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58ff81093e00bea8e747f6ac/1493376265446-AFYM67AZD6GD2MOW8DRC/image-asset.png</image:loc>
      <image:title>Buying a new home - Land Transfer Tax</image:title>
      <image:caption>A tax charged to the purchaser of the property for transferring the title of the land (between 0.5% and 2.0% of the purchase price)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58ff81093e00bea8e747f6ac/1493375538462-6IAJ96T8R6U9HFUWXQMS/house-871810.jpg</image:loc>
      <image:title>Buying a new home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58ff81093e00bea8e747f6ac/1493376303677-K777SMYSNVBZ2E08BY3K/image-asset.png</image:loc>
      <image:title>Buying a new home - Fire/Property Insurance</image:title>
      <image:caption>Required prior to closing. Covers the value and contents of your home (can cost up to $700 annually)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58ff81093e00bea8e747f6ac/1493376311189-6L1LCFWSVPSYF2K1TFXG/image-asset.png</image:loc>
      <image:title>Buying a new home - Title Insurance</image:title>
      <image:caption>Protects you against title fraud or defects to the legal title (ownership) of your home and land (between $150 to $250)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58ff81093e00bea8e747f6ac/1493376318022-STNDRFN8IKUUKYJ9O3G6/image-asset.png</image:loc>
      <image:title>Buying a new home - Adjustments</image:title>
      <image:caption>You may be required to reimburse the current owner of the home you are purchasing for fees they have prepaid. These items can include utilities, property tax, and condo fees (depends home to home, can be up to $1,000).</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58ff81093e00bea8e747f6ac/1493376333001-YII3VKBO5IMJJPBNSLJH/image-asset.png</image:loc>
      <image:title>Buying a new home - Estoppels Certificate</image:title>
      <image:caption>Only required for a condominium purchase. This is reviewed by your lawyer to ensure the condo corporation is stable legally and financially.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58ff81093e00bea8e747f6ac/1493376278592-ZHC0A4CS2VIDDHOAVZYL/image-asset.png</image:loc>
      <image:title>Buying a new home - Appraisal Fees</image:title>
      <image:caption>Normally for conventional mortgages (a conventional mortgage is when the mortgage amount is less than 80% of the home purchase price. This can range from $150 to $400)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58ff81093e00bea8e747f6ac/1493356680942-H5JCIATR0WIATXTJCSDO/town_n_country_summer_high.jpg</image:loc>
      <image:title>Buying a new home</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://taurusmortgages.com/our-story</loc>
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    <lastmod>2017-04-30</lastmod>
    <image:image>
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      <image:title>Our Story</image:title>
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      <image:title>Our Story</image:title>
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  <url>
    <loc>https://taurusmortgages.com/quick-contact</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2017-04-28</lastmod>
  </url>
  <url>
    <loc>https://taurusmortgages.com/renewing-your-mortgage</loc>
    <changefreq>daily</changefreq>
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    <lastmod>2017-04-28</lastmod>
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      <image:title>Renewing your mortgage</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58ff81093e00bea8e747f6ac/1493387975191-HAYDPCTTFGEB3QPBGUNN/bull_figurine.jpg</image:loc>
      <image:title>Renewing your mortgage</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58ff81093e00bea8e747f6ac/1493370562658-O6KBFWGLTLND2AJ8QOC9/town_n_country_summer_high.jpg</image:loc>
      <image:title>Renewing your mortgage</image:title>
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  </url>
  <url>
    <loc>https://taurusmortgages.com/our-team-1</loc>
    <changefreq>daily</changefreq>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58ff81093e00bea8e747f6ac/1493372043734-ZCJKNBYNKPLNCJ7GYJJK/08_Our-feature-wall.jpg</image:loc>
      <image:title>Our Team</image:title>
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  <url>
    <loc>https://taurusmortgages.com/read-me</loc>
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    <lastmod>2014-10-07</lastmod>
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      <image:title>Read Me</image:title>
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  <url>
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      <image:title>Our Team</image:title>
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    <image:image>
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      <image:title>Our Team</image:title>
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  </url>
  <url>
    <loc>https://taurusmortgages.com/tools</loc>
    <changefreq>daily</changefreq>
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    <lastmod>2017-06-01</lastmod>
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      <image:title>Tools</image:title>
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    <loc>https://taurusmortgages.com/welcome-copy-1</loc>
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      <image:title>Welcome Copy</image:title>
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  </url>
  <url>
    <loc>https://taurusmortgages.com/blogs-copy</loc>
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