Our Current Rates

1 Year Fixed2.59%
2 Year Fixed2.34%
3 Year Fixed2.29%
4 Year Fixed2.49%
5 Year Fixed2.59%
7 Year Fixed3.24%
10 Year Fixed3.74%
VRM (Prime - 0.40)2.30%
High Ratio 5 Year2.59%

Annual interest calculated semi-annually, not in advance. Rates subject to change.

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Notes Regarding the general requirements to qualify for homeowner mortgage loan insurance

  • The home is located in Canada.
  • For CMHC-insured mortgage loans, the maximum purchase price or as-improved property value must be below $1,000,000.
  • You will typically have a minimum down payment starting at 5%. For a purchase price of $500,000 or less, the minimum down payment is 5%. When the purchase price is above $500,000, the minimum down payment is 5% for the first $500,000 and 10% for the remaining portion.
  • Other requirements may apply and are subject to change. For details, please get in touch with us to find out more.